The Cost of Procrastination Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Choices for Your 401(k) at a Former Employer Individuals have three basic choices with the 401(k) account they accrued at a previous employer. U.S. Personal Savings Rate What can be learned from the savings rate? Best-Performing Asset Classes Bonds may outperform stocks one year only to have stocks rebound the next.