Our Team

How We Work

How We Work

Our reasons for becoming financial professionals are deeply personal. We repeatedly saw many friends and family struggling to find the help they needed to map out their financial future. We are confident that with our understanding of personal finance, coupled with our training as financial professionals, we can help people better prepare for the future. After years in the business, we have developed a reputation for educating individuals in an easy-to-understand manner so they can grasp personal finance and use those concepts to pursue their financial objectives. We feel a commitment to our community.

Our team approach adds perspective to all we do and provides increased benefits to our clients.

About Scott

Scott E. Costine

Wealth Management Advisor

(201) 639-6361


Scott E. Costine:  Series 7, 63, 65, held with LPL Financial, Life and Health Insurance Licensed:

     Scott has been a Financial Advisor since 1989.  A Graduate of Rutgers University NCAS in 1987, Scott worked on Wall Street for Smith Barney, and PaineWebber before joining JPMorgan Securities where he worked most recently for 21 years.  Specializing in managing investment portfolios’ for the JPM Private Client group, he is experienced in 401K Planning, IRA Investing, Tax Efficient Investing, 529 College Planning, and constructing Retirement Income streams for retail clientele.  Scott has a very educational style and prides himself on his ability to convey complex investment concepts to his clients in very understandable terms.  Conveniently located in Downtown Denville, Scott brings Wall Street expertise to Main Street, and acting as a Fiduciary he can be counted on to be on your side at all times.